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DTSTART:20250309T030000
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BEGIN:VEVENT
DTSTAMP:20251023T173012Z
UID:5E229AB2-BF44-4084-81E2-87F7AA2F1659
DTSTART;TZID=America/New_York:20251023T110000
DTEND;TZID=America/New_York:20251023T120000
DESCRIPTION:Stephanie will present the changes in the 2026 Medicare program
  and answer any of your questions. This is a free informational session.\n
 \nCopilot extract\n\nIn 2026\, Medicare plans will see significant updates
 \, including lower costs for medications\, automatic re-enrollment for Par
 t D\, and enhanced benefits for chronic illness management.\n\nKey Updates
  for Medicare in 2026\n\n- [Automatic Re-enrollment: Beneficiaries using t
 he Medicare Prescription Payment Plan will be automatically re-enrolled ea
 ch year starting in 2026\, simplifying the process for maintaining coverag
 e.](https://www.bing.com/ck/a?!&&p=f1438f54a4b60617a9af4c48b45113697233af8
 91906b0b8f79f8fc117646f89JmltdHM9MTc2MDQwMDAwMA&ptn=3&ver=2&hsh=4&fclid=0e
 21326d-bb4c-6ff1-0885-2460ba5b6eea&psq=medicare+2026+plans&u=a1aHR0cHM6Ly9
 tZWRpY2FyZWd1aWRlLmNvbS8yMDI2LWd1aWRlLXRvLW1lZGljYXJlLXBsYW5z&ntb=1)\n- [O
 ut-of-Pocket Spending Cap: The total annual out-of-pocket spending on pres
 cription drugs under Medicare Part D will be capped at $2\,100\, providing
  financial relief for beneficiaries.](https://www.bing.com/ck/a?!&&p=f1438
 f54a4b60617a9af4c48b45113697233af891906b0b8f79f8fc117646f89JmltdHM9MTc2MDQ
 wMDAwMA&ptn=3&ver=2&hsh=4&fclid=0e21326d-bb4c-6ff1-0885-2460ba5b6eea&psq=m
 edicare+2026+plans&u=a1aHR0cHM6Ly9tZWRpY2FyZWd1aWRlLmNvbS8yMDI2LWd1aWRlLXR
 vLW1lZGljYXJlLXBsYW5z&ntb=1)\n\n[Insulin Cost Cap: The cost of insulin wil
 l remain capped at $35 per month with no deductible\, ensuring affordabili
 ty for those managing diabetes.](https://www.bing.com/ck/a?!&&p=f1438f54a4
 b60617a9af4c48b45113697233af891906b0b8f79f8fc117646f89JmltdHM9MTc2MDQwMDAw
 MA&ptn=3&ver=2&hsh=4&fclid=0e21326d-bb4c-6ff1-0885-2460ba5b6eea&psq=medica
 re+2026+plans&u=a1aHR0cHM6Ly9tZWRpY2FyZWd1aWRlLmNvbS8yMDI2LWd1aWRlLXRvLW1l
 ZGljYXJlLXBsYW5z&ntb=1)\n\n- [Free Vaccines: Adult vaccines recommended by
  the Advisory Committee on Immunization Practices (ACIP) will continue to 
 be provided at no cost under Part D\, enhancing preventive care access.](h
 ttps://www.bing.com/ck/a?!&&p=f1438f54a4b60617a9af4c48b45113697233af891906
 b0b8f79f8fc117646f89JmltdHM9MTc2MDQwMDAwMA&ptn=3&ver=2&hsh=4&fclid=0e21326
 d-bb4c-6ff1-0885-2460ba5b6eea&psq=medicare+2026+plans&u=a1aHR0cHM6Ly9tZWRp
 Y2FyZWd1aWRlLmNvbS8yMDI2LWd1aWRlLXRvLW1lZGljYXJlLXBsYW5z&ntb=1)\n- [Medica
 re Advantage Plans: Average monthly premiums for Medicare Advantage plans 
 are expected to decrease\, and these plans will offer enhanced support for
  managing chronic illnesses\, including tailored benefits for specific con
 ditions.](https://www.bing.com/ck/a?!&&p=df69d82843431eba933438ef4b3f358e6
 5dc1bd01330f95b9629a73e92c8ef68JmltdHM9MTc2MDQwMDAwMA&ptn=3&ver=2&hsh=4&fc
 lid=0e21326d-bb4c-6ff1-0885-2460ba5b6eea&psq=medicare+2026+plans&u=a1aHR0c
 HM6Ly93d3cuY29tcGFyZW1lZGljYXJlYWR2YW50YWdlcGxhbnMub3JnL21lZGljYXJlL21lZGl
 jYXJlLXBsYW5zLTIwMjYv&ntb=1)\n- [Drug Price Negotiation: Starting in 2026\
 , Medicare will negotiate lower prices for ten high-cost prescription drug
 s\, which is expected to significantly reduce out-of-pocket spending for b
 eneficiaries.](https://www.bing.com/ck/a?!&&p=01ad0a45b47ffc8c2bc2cd3c41a5
 f4b12e5a333168f3849837e7821891fca684JmltdHM9MTc2MDQwMDAwMA&ptn=3&ver=2&hsh
 =4&fclid=0e21326d-bb4c-6ff1-0885-2460ba5b6eea&psq=medicare+2026+plans&u=a1
 aHR0cHM6Ly93d3cuYWFycC5vcmcvbWVkaWNhcmUvd2hhdHMtbmV3LWluLW1lZGljYXJlLTIwMj
 YvP21zb2NraWQ9MGUyMTMyNmRiYjRjNmZmMTA4ODUyNDYwYmE1YjZlZWE&ntb=1)\n- [Chang
 es to Part D Plans: The standard initial deductible for Medicare Part D wi
 ll increase to $615\, while the out-of-pocket spending limit will rise to 
 $2\,100. These adjustments aim to balance costs and benefits](https://www.
 bing.com/ck/a?!&&p=07aaf0c54145c74dcee73127a38ca1a555260bac712461c90fac86d
 48fdb1eb0JmltdHM9MTc2MDQwMDAwMA&ptn=3&ver=2&hsh=4&fclid=0e21326d-bb4c-6ff1
 -0885-2460ba5b6eea&psq=medicare+2026+plans&u=a1aHR0cHM6Ly93d3cubWVkaWNhcmV
 wYXJ0ZHBsYW5zLm9yZy9tZWRpY2FyZS1wYXJ0LWQtcGxhbnMvbWVkaWNhcmUtcGFydC1kLXBsY
 W5zLTIwMjYv&ntb=1)\n\nEnrollment Period\n\n[Beneficiaries are encouraged t
 o review their Medicare plans during the Open Enrollment Period\, which ru
 ns from October 15 to December 7 each year. This is an opportunity to comp
 are plans and ensure that coverage aligns with healthcare needs\, especial
 ly given the potential changes in costs and benefits for 2026.](https://ww
 w.bing.com/ck/a?!&&p=df69d82843431eba933438ef4b3f358e65dc1bd01330f95b9629a
 73e92c8ef68JmltdHM9MTc2MDQwMDAwMA&ptn=3&ver=2&hsh=4&fclid=0e21326d-bb4c-6f
 f1-0885-2460ba5b6eea&psq=medicare+2026+plans&u=a1aHR0cHM6Ly93d3cuY29tcGFyZ
 W1lZGljYXJlYWR2YW50YWdlcGxhbnMub3JnL21lZGljYXJlL21lZGljYXJlLXBsYW5zLTIwMjY
 v&ntb=1)\n\nThese updates reflect ongoing efforts to improve Medicare cove
 rage and affordability\, ensuring that beneficiaries have access to necess
 ary medications and healthcare services\n\nVirtual: https://events.vtools.
 ieee.org/m/507382
LOCATION:Virtual: https://events.vtools.ieee.org/m/507382
ORGANIZER:bpage1@ieee.org
SEQUENCE:35
SUMMARY:Medicare 2026 Update and Changes Presentation by Stephanie Clements
  Medicare Advisor 
URL;VALUE=URI:https://events.vtools.ieee.org/m/507382
X-ALT-DESC:Description: <br /><p class="MsoNormal">&nbsp\;</p>\n<p class="M
 soNormal">Stephanie will present the changes in the 2026 Medicare program 
 and answer any of your questions.&nbsp\; &nbsp\;This is a free information
 al session.&nbsp\;</p>\n<p class="MsoNormal">Copilot extract</p>\n<p class
 ="MsoNormal">In&nbsp\;2026\,&nbsp\;Medicare&nbsp\;plans&nbsp\;will&nbsp\;s
 ee&nbsp\;significant&nbsp\;updates\,&nbsp\;including&nbsp\;lower&nbsp\;cos
 ts&nbsp\;for&nbsp\;medications\,&nbsp\;automatic&nbsp\;re-enrollment&nbsp\
 ;for&nbsp\;Part&nbsp\;D\,&nbsp\;and&nbsp\;enhanced&nbsp\;benefits&nbsp\;fo
 r&nbsp\;chronic&nbsp\;illness&nbsp\;management.</p>\n<p class="MsoNormal">
 <strong>Key&nbsp\;Updates&nbsp\;for&nbsp\;Medicare&nbsp\;in&nbsp\;2026</st
 rong></p>\n<ol style="margin-top: 0in\;" start="1" type="1">\n<li class="M
 soNormal" style="mso-list: l0 level1 lfo1\; tab-stops: list .5in\;"><a hre
 f="https://www.bing.com/ck/a?!&amp\;&amp\;p=f1438f54a4b60617a9af4c48b45113
 697233af891906b0b8f79f8fc117646f89JmltdHM9MTc2MDQwMDAwMA&amp\;ptn=3&amp\;v
 er=2&amp\;hsh=4&amp\;fclid=0e21326d-bb4c-6ff1-0885-2460ba5b6eea&amp\;psq=m
 edicare+2026+plans&amp\;u=a1aHR0cHM6Ly9tZWRpY2FyZWd1aWRlLmNvbS8yMDI2LWd1aW
 RlLXRvLW1lZGljYXJlLXBsYW5z&amp\;ntb=1" target="_blank" rel="noopener"><str
 ong>Automatic&nbsp\;Re-enrollment</strong>:&nbsp\;Beneficiaries&nbsp\;usin
 g&nbsp\;the&nbsp\;Medicare&nbsp\;Prescription&nbsp\;Payment&nbsp\;Plan&nbs
 p\;will&nbsp\;be&nbsp\;automatically&nbsp\;re-enrolled&nbsp\;each&nbsp\;ye
 ar&nbsp\;starting&nbsp\;in&nbsp\;2026\,&nbsp\;simplifying&nbsp\;the&nbsp\;
 process&nbsp\;for&nbsp\;maintaining&nbsp\;coverage.&nbsp\;</a></li>\n<li c
 lass="MsoNormal" style="mso-list: l0 level1 lfo1\; tab-stops: list .5in\;"
 ><a href="https://www.bing.com/ck/a?!&amp\;&amp\;p=f1438f54a4b60617a9af4c4
 8b45113697233af891906b0b8f79f8fc117646f89JmltdHM9MTc2MDQwMDAwMA&amp\;ptn=3
 &amp\;ver=2&amp\;hsh=4&amp\;fclid=0e21326d-bb4c-6ff1-0885-2460ba5b6eea&amp
 \;psq=medicare+2026+plans&amp\;u=a1aHR0cHM6Ly9tZWRpY2FyZWd1aWRlLmNvbS8yMDI
 2LWd1aWRlLXRvLW1lZGljYXJlLXBsYW5z&amp\;ntb=1" target="_blank" rel="noopene
 r"><strong>Out-of-Pocket&nbsp\;Spending&nbsp\;Cap</strong>:&nbsp\;The&nbsp
 \;total&nbsp\;annual&nbsp\;out-of-pocket&nbsp\;spending&nbsp\;on&nbsp\;pre
 scription&nbsp\;drugs&nbsp\;under&nbsp\;Medicare&nbsp\;Part&nbsp\;D&nbsp\;
 will&nbsp\;be&nbsp\;capped&nbsp\;at&nbsp\;<strong>$2\,100</strong>\,&nbsp\
 ;providing&nbsp\;financial&nbsp\;relief&nbsp\;for&nbsp\;beneficiaries.&nbs
 p\;</a></li>\n</ol>\n<p class="MsoNormal"><a href="https://www.bing.com/ck
 /a?!&amp\;&amp\;p=f1438f54a4b60617a9af4c48b45113697233af891906b0b8f79f8fc1
 17646f89JmltdHM9MTc2MDQwMDAwMA&amp\;ptn=3&amp\;ver=2&amp\;hsh=4&amp\;fclid
 =0e21326d-bb4c-6ff1-0885-2460ba5b6eea&amp\;psq=medicare+2026+plans&amp\;u=
 a1aHR0cHM6Ly9tZWRpY2FyZWd1aWRlLmNvbS8yMDI2LWd1aWRlLXRvLW1lZGljYXJlLXBsYW5z
 &amp\;ntb=1" target="_blank" rel="noopener"><strong>Insulin&nbsp\;Cost&nbs
 p\;Cap</strong>:&nbsp\;The&nbsp\;cost&nbsp\;of&nbsp\;insulin&nbsp\;will&nb
 sp\;remain&nbsp\;capped&nbsp\;at&nbsp\;<strong>$35&nbsp\;per&nbsp\;month</
 strong> with&nbsp\;no&nbsp\;deductible\,&nbsp\;ensuring&nbsp\;affordabilit
 y&nbsp\;for&nbsp\;those&nbsp\;managing&nbsp\;diabetes.&nbsp\;</a></p>\n<ol
  style="margin-top: 0in\;" start="3" type="1">\n<li class="MsoNormal" styl
 e="mso-list: l0 level1 lfo1\; tab-stops: list .5in\;"><a href="https://www
 .bing.com/ck/a?!&amp\;&amp\;p=f1438f54a4b60617a9af4c48b45113697233af891906
 b0b8f79f8fc117646f89JmltdHM9MTc2MDQwMDAwMA&amp\;ptn=3&amp\;ver=2&amp\;hsh=
 4&amp\;fclid=0e21326d-bb4c-6ff1-0885-2460ba5b6eea&amp\;psq=medicare+2026+p
 lans&amp\;u=a1aHR0cHM6Ly9tZWRpY2FyZWd1aWRlLmNvbS8yMDI2LWd1aWRlLXRvLW1lZGlj
 YXJlLXBsYW5z&amp\;ntb=1" target="_blank" rel="noopener"><strong>Free Vacci
 nes</strong>:&nbsp\;Adult&nbsp\;vaccines&nbsp\;recommended&nbsp\;by&nbsp\;
 the&nbsp\;Advisory&nbsp\;Committee&nbsp\;on&nbsp\;Immunization&nbsp\;Pract
 ices&nbsp\;(ACIP)&nbsp\;will&nbsp\;continue&nbsp\;to&nbsp\;be&nbsp\;provid
 ed&nbsp\;at&nbsp\;no&nbsp\;cost&nbsp\;under&nbsp\;Part&nbsp\;D\,&nbsp\;enh
 ancing&nbsp\;preventive&nbsp\;care&nbsp\;access.&nbsp\;</a></li>\n<li clas
 s="MsoNormal" style="mso-list: l0 level1 lfo1\; tab-stops: list .5in\;"><a
  href="https://www.bing.com/ck/a?!&amp\;&amp\;p=df69d82843431eba933438ef4b
 3f358e65dc1bd01330f95b9629a73e92c8ef68JmltdHM9MTc2MDQwMDAwMA&amp\;ptn=3&am
 p\;ver=2&amp\;hsh=4&amp\;fclid=0e21326d-bb4c-6ff1-0885-2460ba5b6eea&amp\;p
 sq=medicare+2026+plans&amp\;u=a1aHR0cHM6Ly93d3cuY29tcGFyZW1lZGljYXJlYWR2YW
 50YWdlcGxhbnMub3JnL21lZGljYXJlL21lZGljYXJlLXBsYW5zLTIwMjYv&amp\;ntb=1" tar
 get="_blank" rel="noopener"><strong>Medicare&nbsp\;Advantage&nbsp\;Plans</
 strong>:&nbsp\;Average&nbsp\;monthly&nbsp\;premiums&nbsp\;for&nbsp\;Medica
 re&nbsp\;Advantage&nbsp\;plans&nbsp\;are&nbsp\;expected&nbsp\;to&nbsp\;dec
 rease\,&nbsp\;and&nbsp\;these&nbsp\;plans&nbsp\;will&nbsp\;offer&nbsp\;enh
 anced&nbsp\;support&nbsp\;for&nbsp\;managing&nbsp\;chronic&nbsp\;illnesses
 \,&nbsp\;including&nbsp\;tailored&nbsp\;benefits&nbsp\;for&nbsp\;specific&
 nbsp\;conditions.&nbsp\;</a></li>\n<li class="MsoNormal" style="mso-list: 
 l0 level1 lfo1\; tab-stops: list .5in\;"><a href="https://www.bing.com/ck/
 a?!&amp\;&amp\;p=01ad0a45b47ffc8c2bc2cd3c41a5f4b12e5a333168f3849837e782189
 1fca684JmltdHM9MTc2MDQwMDAwMA&amp\;ptn=3&amp\;ver=2&amp\;hsh=4&amp\;fclid=
 0e21326d-bb4c-6ff1-0885-2460ba5b6eea&amp\;psq=medicare+2026+plans&amp\;u=a
 1aHR0cHM6Ly93d3cuYWFycC5vcmcvbWVkaWNhcmUvd2hhdHMtbmV3LWluLW1lZGljYXJlLTIwM
 jYvP21zb2NraWQ9MGUyMTMyNmRiYjRjNmZmMTA4ODUyNDYwYmE1YjZlZWE&amp\;ntb=1" tar
 get="_blank" rel="noopener"><strong>Drug&nbsp\;Price&nbsp\;Negotiation</st
 rong>:&nbsp\;Starting&nbsp\;in&nbsp\;2026\,&nbsp\;Medicare&nbsp\;will&nbsp
 \;negotiate&nbsp\;lower&nbsp\;prices&nbsp\;for&nbsp\;ten&nbsp\;high-cost&n
 bsp\;prescription&nbsp\;drugs\,&nbsp\;which&nbsp\;is&nbsp\;expected&nbsp\;
 to&nbsp\;significantly&nbsp\;reduce&nbsp\;out-of-pocket&nbsp\;spending&nbs
 p\;for&nbsp\;beneficiaries.&nbsp\;</a></li>\n<li class="MsoNormal" style="
 mso-list: l0 level1 lfo1\; tab-stops: list .5in\;"><a href="https://www.bi
 ng.com/ck/a?!&amp\;&amp\;p=07aaf0c54145c74dcee73127a38ca1a555260bac712461c
 90fac86d48fdb1eb0JmltdHM9MTc2MDQwMDAwMA&amp\;ptn=3&amp\;ver=2&amp\;hsh=4&a
 mp\;fclid=0e21326d-bb4c-6ff1-0885-2460ba5b6eea&amp\;psq=medicare+2026+plan
 s&amp\;u=a1aHR0cHM6Ly93d3cubWVkaWNhcmVwYXJ0ZHBsYW5zLm9yZy9tZWRpY2FyZS1wYXJ
 0LWQtcGxhbnMvbWVkaWNhcmUtcGFydC1kLXBsYW5zLTIwMjYv&amp\;ntb=1" target="_bla
 nk" rel="noopener"><strong>Changes&nbsp\;to&nbsp\;Part&nbsp\;D&nbsp\;Plans
 </strong>:&nbsp\;The&nbsp\;standard&nbsp\;initial&nbsp\;deductible&nbsp\;f
 or&nbsp\;Medicare&nbsp\;Part&nbsp\;D&nbsp\;will&nbsp\;increase&nbsp\;to&nb
 sp\;<strong>$615</strong>\,&nbsp\;while&nbsp\;the&nbsp\;out-of-pocket&nbsp
 \;spending&nbsp\;limit&nbsp\;will&nbsp\;rise&nbsp\;to&nbsp\;<strong>$2\,10
 0</strong>.&nbsp\;These&nbsp\;adjustments&nbsp\;aim&nbsp\;to&nbsp\;balance
 &nbsp\;costs&nbsp\;and&nbsp\;benefits</a></li>\n</ol>\n<p class="MsoNormal
 "><strong>Enrollment&nbsp\;Period</strong></p>\n<p class="MsoNormal"><a hr
 ef="https://www.bing.com/ck/a?!&amp\;&amp\;p=df69d82843431eba933438ef4b3f3
 58e65dc1bd01330f95b9629a73e92c8ef68JmltdHM9MTc2MDQwMDAwMA&amp\;ptn=3&amp\;
 ver=2&amp\;hsh=4&amp\;fclid=0e21326d-bb4c-6ff1-0885-2460ba5b6eea&amp\;psq=
 medicare+2026+plans&amp\;u=a1aHR0cHM6Ly93d3cuY29tcGFyZW1lZGljYXJlYWR2YW50Y
 WdlcGxhbnMub3JnL21lZGljYXJlL21lZGljYXJlLXBsYW5zLTIwMjYv&amp\;ntb=1" target
 ="_blank" rel="noopener">Beneficiaries&nbsp\;are&nbsp\;encouraged&nbsp\;to
 &nbsp\;review&nbsp\;their&nbsp\;Medicare&nbsp\;plans&nbsp\;during&nbsp\;th
 e&nbsp\;<strong>Open&nbsp\;Enrollment&nbsp\;Period</strong>\,&nbsp\;which&
 nbsp\;runs&nbsp\;from&nbsp\;<strong>October&nbsp\;15&nbsp\;to&nbsp\;Decemb
 er&nbsp\;7</strong>&nbsp\;each&nbsp\;year.&nbsp\;This&nbsp\;is&nbsp\;an&nb
 sp\;opportunity&nbsp\;to&nbsp\;compare&nbsp\;plans&nbsp\;and&nbsp\;ensure&
 nbsp\;that&nbsp\;coverage&nbsp\;aligns&nbsp\;with&nbsp\;healthcare&nbsp\;n
 eeds\,&nbsp\;especially&nbsp\;given&nbsp\;the&nbsp\;potential&nbsp\;change
 s&nbsp\;in&nbsp\;costs&nbsp\;and&nbsp\;benefits&nbsp\;for&nbsp\;2026.&nbsp
 \;</a></p>\n<p class="MsoNormal">These updates reflect ongoing efforts to 
 improve Medicare coverage and affordability\, ensuring that beneficiaries 
 have access to necessary medications and healthcare services</p>\n<p class
 ="MsoNormal">&nbsp\;</p>
END:VEVENT
END:VCALENDAR